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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $537,268 | $148,629+261.5% | $135,982+295.1% | $139,487+285.2% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 11.70% | 79.33%-67.6pp | 68.32%-56.6pp | 373.84%-362.1pp |
| Employer contribution / active EE | $13,093 | $5,247+149.6% | $4,859+169.5% | $4,755+175.4% |
| Participant deferral / active EE | $14,724 | $8,102+81.7% | $7,760+89.7% | $6,713+119.3% |
| Admin fee / account holder | $59,329 | $12,406+378.2% | $10,767+451.0% | $11,407+420.1% |