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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,195 | $102,393-67.6% | $147,041-77.4% | $80,911-59.0% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 11.85% | 134.95%-123.1pp | 419.21%-407.4pp | 35.63%-23.8pp |
| Employer contribution / active EE | $3,685 | $3,715-0.8% | $4,935-25.3% | $2,756+33.7% |
| Participant deferral / active EE | $4,465 | $6,647-32.8% | $8,071-44.7% | $4,297+3.9% |
| Admin fee / account holder | $1,166 | $7,943-85.3% | $13,006-91.0% | $6,935-83.2% |