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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $427,214 | $156,970+172.2% | $121,210+252.5% | $139,487+206.3% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 8.35% | 1477.10%-1468.8pp | 987.41%-979.1pp | 373.84%-365.5pp |
| Employer contribution / active EE | $30,000 | $5,546+440.9% | $4,171+619.3% | $4,755+531.0% |
| Participant deferral / active EE | $30,000 | $4,849+518.7% | $4,084+634.7% | $6,713+346.9% |
| Admin fee / account holder | $9,148 | $6,947+31.7% | $5,647+62.0% | $11,407-19.8% |