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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $345,054 | $152,591+126.1% | $117,529+193.6% | $134,545+156.5% |
| Participation rate | 100.0% | 77.1%+22.9pp | 70.6%+29.4pp | 81.2%+18.8pp |
| Annual return | -15.17% | 53.04%-68.2pp | 29.77%-44.9pp | 418.37%-433.5pp |
| Employer contribution / active EE | $40,500 | $5,576+626.3% | $4,179+869.1% | $4,742+754.2% |
| Participant deferral / active EE | $27,000 | $4,821+460.1% | $4,072+563.0% | $6,401+321.8% |
| Admin fee / account holder | $8,298 | $7,004+18.5% | $5,645+47.0% | $11,431-27.4% |