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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,193 | $176,402+40.7% | $134,162+85.0% | $158,982+56.1% |
| Participation rate | 100.0% | 78.7%+21.3pp | 72.2%+27.8pp | 82.0%+18.0pp |
| Annual return | -5.13% | 63.66%-68.8pp | 36.35%-41.5pp | 302.99%-308.1pp |
| Employer contribution / active EE | $37,500 | $5,042+643.7% | $3,705+912.2% | $4,763+687.3% |
| Participant deferral / active EE | $26,000 | $4,093+535.3% | $3,500+642.9% | $5,983+334.5% |
| Admin fee / account holder | $1,345 | $8,719-84.6% | $6,685-79.9% | $11,252-88.0% |