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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,373 | $88,702+24.4% | $81,780+35.0% | $145,978-24.4% |
| Participation rate | 56.3% | 75.0%-18.8pp | 72.4%-16.1pp | 80.3%-24.0pp |
| Annual return | 11.55% | 1029.12%-1017.6pp | 776.27%-764.7pp | 550.52%-539.0pp |
| Employer contribution / active EE | $1,433 | $3,084-53.5% | $2,914-50.8% | $4,662-69.3% |
| Participant deferral / active EE | $4,924 | $4,645+6.0% | $4,321+14.0% | $6,690-26.4% |
| Admin fee / account holder | $273 | $8,414-96.8% | $7,384-96.3% | $13,400-98.0% |