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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,662 | $96,643+3.1% | $86,617+15.1% | $139,456-28.5% |
| Participation rate | 43.8% | 74.4%-30.7pp | 71.7%-28.0pp | 80.3%-36.6pp |
| Annual return | 18.02% | 106.57%-88.6pp | 591.91%-573.9pp | 373.45%-355.4pp |
| Employer contribution / active EE | $1,378 | $3,264-57.8% | $3,023-54.4% | $4,753-71.0% |
| Participant deferral / active EE | $4,280 | $4,835-11.5% | $4,437-3.5% | $6,711-36.2% |
| Admin fee / account holder | $78 | $6,406-98.8% | $5,613-98.6% | $11,407-99.3% |