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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,478 | $90,745+122.0% | $130,231+54.7% | $75,173+168.0% |
| Participation rate | 78.8% | 71.1%+7.7pp | 76.3%+2.5pp | 67.2%+11.6pp |
| Annual return | 5.51% | 34.45%-28.9pp | 38.86%-33.3pp | 160.72%-155.2pp |
| Employer contribution / active EE | $9,692 | $3,314+192.5% | $4,126+134.9% | $2,671+262.9% |
| Participant deferral / active EE | $2,166 | $5,362-59.6% | $6,799-68.1% | $4,126-47.5% |
| Admin fee / account holder | $10,353 | $6,331+63.5% | $6,020+72.0% | $5,651+83.2% |