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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,958 | $76,401+91.0% | $106,387+37.2% | $64,173+127.4% |
| Participation rate | 86.8% | 73.5%+13.3pp | 77.5%+9.4pp | 69.6%+17.3pp |
| Annual return | -11.71% | -2.19%-9.5pp | 0.25%-12.0pp | 7.63%-19.3pp |
| Employer contribution / active EE | $6,440 | $2,680+140.3% | $3,520+83.0% | $2,381+170.5% |
| Participant deferral / active EE | $3,911 | $4,274-8.5% | $5,421-27.9% | $3,470+12.7% |
| Admin fee / account holder | $12,120 | $4,610+162.9% | $7,510+61.4% | $4,887+148.0% |