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| Provider | Service type | Compensation |
|---|---|---|
OPPENHEIMER4 years Filed as: OPPENHEIMER & CO INC Service code 27 · EIN 13-5657518 | Advisory (Plan) | $50,289 |
Service code 37 · EIN 04-2647786 | Loan Processing | $40,899 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,597 | $36,981+26.0% | $69,701-33.1% | $77,671-40.0% |
| Participation rate | 32.1% | 64.2%-32.1pp | 66.4%-34.4pp | 70.6%-38.5pp |
| Annual return | 14.51% | 29.30%-14.8pp | 100.32%-85.8pp | 31.21%-16.7pp |
| Employer contribution / active EE | $945 | $1,267-25.4% | $1,713-44.9% | $2,726-65.3% |
| Participant deferral / active EE | $1,954 | $2,750-28.9% | $2,887-32.3% | $4,648-58.0% |
| Admin fee / account holder | $365 | $511-28.6% | $4,717-92.3% | $430-15.3% |