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| Provider | Service type | Compensation |
|---|---|---|
OPPENHEIMER4 years Filed as: OPPENHEIMER & CO INC Service code 27 · EIN 13-5657518 | Advisory (Plan) | $50,289 |
Service code 37 · EIN 04-2647786 | Loan Processing | $40,899 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,597 | $36,806+26.6% | $69,623-33.1% | $77,736-40.1% |
| Participation rate | 32.1% | 64.4%-32.3pp | 66.4%-34.4pp | 70.6%-38.5pp |
| Annual return | 14.51% | 38.81%-24.3pp | 101.23%-86.7pp | 31.26%-16.8pp |
| Employer contribution / active EE | $945 | $1,257-24.8% | $1,709-44.7% | $2,728-65.4% |
| Participant deferral / active EE | $1,954 | $2,738-28.6% | $2,890-32.4% | $4,651-58.0% |
| Admin fee / account holder | $365 | $507-28.0% | $4,696-92.2% | $433-15.8% |