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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,245 | $50,637+22.9% | $86,582-28.1% | $62,293-0.1% |
| Participation rate | 60.7% | 67.9%-7.2pp | 73.5%-12.9pp | 69.5%-8.8pp |
| Annual return | 20.76% | 20.80%0pp | 965.08%-944.3pp | 28.90%-8.1pp |
| Employer contribution / active EE | $779 | $2,075-62.5% | $2,839-72.6% | $2,042-61.8% |
| Participant deferral / active EE | $5,216 | $2,611+99.7% | $3,609+44.5% | $3,169+64.6% |
| Admin fee / account holder | $8 | $413-98.0% | $4,904-99.8% | $479-98.3% |