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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,418 | $45,152+22.7% | $73,836-24.9% | $59,633-7.1% |
| Participation rate | 51.6% | 64.0%-12.4pp | 73.4%-21.8pp | 68.7%-17.1pp |
| Annual return | -0.48% | 27.40%-27.9pp | 2268.06%-2268.5pp | 2041.45%-2041.9pp |
| Employer contribution / active EE | $199 | $1,901-89.6% | $2,787-92.9% | $2,203-91.0% |
| Participant deferral / active EE | $4,715 | $2,573+83.3% | $3,583+31.6% | $3,192+47.7% |
| Admin fee / account holder | $1,537 | $3,515-56.3% | $4,882-68.5% | $4,297-64.2% |