Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,689 | $100,970-95.4% | $96,576-95.1% | $137,256-96.6% |
| Participation rate | 50.0% | 82.6%-32.6pp | 81.4%-31.4pp | 80.0%-30.0pp |
| Annual return | 4.63% | 38.16%-33.5pp | 38.47%-33.8pp | 220.34%-215.7pp |
| Employer contribution / active EE | $1,291 | $3,809-66.1% | $3,553-63.7% | $4,156-68.9% |
| Participant deferral / active EE | $1,362 | $8,286-83.6% | $7,956-82.9% | $6,407-78.7% |
| Admin fee / account holder | $37,854 | $11,312+234.6% | $11,381+232.6% | $12,270+208.5% |