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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,959 | $154,159+32.3% | $130,026+56.9% | $139,456+46.3% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 18.21% | 32.50%-14.3pp | -137.26%+155.5pp | 373.45%-355.2pp |
| Employer contribution / active EE | $11,898 | $5,292+124.8% | $4,321+175.3% | $4,753+150.3% |
| Participant deferral / active EE | $10,925 | $6,710+62.8% | $5,821+87.7% | $6,711+62.8% |
| Admin fee / account holder | $1,324 | $14,001-90.5% | $10,608-87.5% | $11,407-88.4% |