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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,230 | $131,835+4.9% | $108,582+27.3% | $273,972-49.5% |
| Participation rate | 92.9% | 83.5%+9.4pp | 79.6%+13.3pp | 83.0%+9.8pp |
| Annual return | 2.02% | -91.57%+93.6pp | -51.70%+53.7pp | 41.46%-39.4pp |
| Employer contribution / active EE | $10,719 | $4,913+118.2% | $3,758+185.2% | $4,869+120.2% |
| Participant deferral / active EE | $14,883 | $5,127+190.3% | $4,311+245.2% | $5,287+181.5% |
| Admin fee / account holder | $194,132 | $10,253+1793.5% | $7,645+2439.3% | $10,133+1815.9% |