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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,254 | $84,713-37.1% | $75,717-29.7% | $167,518-68.2% |
| Participation rate | 33.3% | 77.8%-44.5pp | 74.8%-41.5pp | 82.1%-48.8pp |
| Annual return | 17.09% | 199.49%-182.4pp | 104.58%-87.5pp | 478.71%-461.6pp |
| Employer contribution / active EE | $1,728 | $3,229-46.5% | $2,743-37.0% | $4,838-64.3% |
| Participant deferral / active EE | $1,728 | $4,578-62.3% | $3,821-54.8% | $6,342-72.8% |
| Admin fee / account holder | $180 | $5,357-96.6% | $3,619-95.0% | $12,312-98.5% |