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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,766 | $73,518-62.2% | $63,003-55.9% | $147,585-81.2% |
| Participation rate | 66.7% | 77.9%-11.2pp | 74.8%-8.1pp | 82.8%-16.2pp |
| Annual return | 16.14% | 175.46%-159.3pp | 87.59%-71.5pp | 578.57%-562.4pp |
| Employer contribution / active EE | $2,409 | $3,322-27.5% | $2,760-12.7% | $4,876-50.6% |
| Participant deferral / active EE | $2,965 | $4,183-29.1% | $3,329-10.9% | $5,439-45.5% |
| Admin fee / account holder | $383 | $5,952-93.6% | $3,600-89.3% | $10,885-96.5% |