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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,766 | $73,546-62.2% | $63,018-55.9% | $147,586-81.2% |
| Participation rate | 66.7% | 77.9%-11.2pp | 74.8%-8.1pp | 82.8%-16.2pp |
| Annual return | 16.14% | 175.56%-159.4pp | 87.62%-71.5pp | 578.59%-562.5pp |
| Employer contribution / active EE | $2,409 | $3,324-27.5% | $2,761-12.7% | $4,876-50.6% |
| Participant deferral / active EE | $2,965 | $4,185-29.1% | $3,330-10.9% | $5,439-45.5% |
| Admin fee / account holder | $383 | $5,956-93.6% | $3,601-89.4% | $10,886-96.5% |