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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,686 | $176,077-38.3% | $159,455-31.8% | $167,518-35.1% |
| Participation rate | 66.7% | 84.9%-18.3pp | 82.8%-16.2pp | 82.1%-15.4pp |
| Annual return | 12.74% | 331.83%-319.1pp | 263.63%-250.9pp | 478.71%-466.0pp |
| Employer contribution / active EE | $2,482 | $5,298-53.2% | $4,830-48.6% | $4,838-48.7% |
| Participant deferral / active EE | $3,488 | $7,751-55.0% | $7,353-52.6% | $6,342-45.0% |
| Admin fee / account holder | $260 | $12,556-97.9% | $10,800-97.6% | $12,312-97.9% |