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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,086 | $138,102-28.3% | $125,381-21.0% | $134,532-26.3% |
| Participation rate | 66.7% | 84.5%-17.8pp | 82.4%-15.7pp | 81.2%-14.6pp |
| Annual return | -13.57% | 750.73%-764.3pp | 572.31%-585.9pp | 418.27%-431.8pp |
| Employer contribution / active EE | $2,648 | $5,245-49.5% | $4,815-45.0% | $4,741-44.2% |
| Participant deferral / active EE | $3,650 | $7,801-53.2% | $7,448-51.0% | $6,401-43.0% |
| Admin fee / account holder | $260 | $11,568-97.8% | $10,007-97.4% | $11,429-97.7% |