Filed March 25, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,377 | $114,712+37.2% | $173,730-9.4% | $87,485+79.9% |
| Participation rate | 100.0% | 73.0%+27.0pp | 79.6%+20.4pp | 68.9%+31.1pp |
| Annual return | 18.89% | 20.18%-1.3pp | 19.96%-1.1pp | 26.06%-7.2pp |
| Employer contribution / active EE | $3,824 | $2,904+31.7% | $4,577-16.4% | $2,596+47.3% |
| Participant deferral / active EE | $8,575 | $4,642+84.7% | $6,326+35.5% | $4,274+100.7% |
| Admin fee / account holder | $5,279 | $10,210-48.3% | $17,523-69.9% | $7,775-32.1% |