Filed March 25, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,377 | $123,478+27.5% | $216,567-27.3% | $94,015+67.4% |
| Participation rate | 100.0% | 75.1%+24.9pp | 81.6%+18.4pp | 70.8%+29.2pp |
| Annual return | 18.89% | 23.61%-4.7pp | 12.94%+5.9pp | 17.84%+1.0pp |
| Employer contribution / active EE | $3,824 | $3,136+22.0% | $5,216-26.7% | $2,790+37.1% |
| Participant deferral / active EE | $8,575 | $4,556+88.2% | $6,191+38.5% | $4,249+101.8% |
| Admin fee / account holder | $5,279 | $12,753-58.6% | $21,981-76.0% | $8,951-41.0% |