Filed March 25, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,377 | $108,825+44.6% | $156,181+0.8% | $82,448+90.9% |
| Participation rate | 100.0% | 72.4%+27.6pp | 78.8%+21.2pp | 68.1%+31.9pp |
| Annual return | 18.89% | 20.59%-1.7pp | 64.87%-46.0pp | 41.64%-22.7pp |
| Employer contribution / active EE | $3,824 | $2,870+33.3% | $4,294-10.9% | $2,551+49.9% |
| Participant deferral / active EE | $8,575 | $4,577+87.3% | $6,132+39.8% | $4,139+107.2% |
| Admin fee / account holder | $5,279 | $9,341-43.5% | $14,586-63.8% | $7,234-27.0% |