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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,195 | $169,336-25.5% | $129,384-2.5% | $145,884-13.5% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 8.97% | 14408.70%-14399.7pp | 9461.77%-9452.8pp | 551.85%-542.9pp |
| Employer contribution / active EE | $3,710 | $5,540-33.0% | $4,153-10.7% | $4,662-20.4% |
| Participant deferral / active EE | $20,475 | $4,985+310.7% | $4,166+391.5% | $6,690+206.1% |
| Admin fee / account holder | $464 | $9,912-95.3% | $7,686-94.0% | $13,392-96.5% |