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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,178 | $106,267+44.1% | $96,520+58.7% | $139,456+9.8% |
| Participation rate | 80.0% | 77.8%+2.2pp | 74.3%+5.7pp | 80.3%-0.3pp |
| Annual return | 16338.85% | 38.45%+16300.4pp | 35.72%+16303.1pp | 373.45%+15965.4pp |
| Employer contribution / active EE | $719 | $4,105-82.5% | $3,739-80.8% | $4,753-84.9% |
| Participant deferral / active EE | $4,065 | $5,454-25.5% | $4,879-16.7% | $6,711-39.4% |
| Admin fee / account holder | $51,117 | $7,882+548.5% | $6,733+659.2% | $11,407+348.1% |