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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,387 | $99,345+30.2% | $84,753+52.7% | $273,972-52.8% |
| Participation rate | 83.3% | 80.7%+2.6pp | 76.6%+6.7pp | 83.0%+0.3pp |
| Annual return | -4.01% | 22.93%-26.9pp | 22.78%-26.8pp | 41.46%-45.5pp |
| Employer contribution / active EE | $1,124 | $4,214-73.3% | $3,574-68.5% | $4,869-76.9% |
| Participant deferral / active EE | $1,096 | $4,270-74.3% | $3,712-70.5% | $5,287-79.3% |
| Admin fee / account holder | $311,208 | $6,645+4583.0% | $5,333+5735.4% | $10,133+2971.3% |