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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,569 | $183,592+39.2% | $155,574+64.3% | $145,877+75.2% |
| Participation rate | 90.9% | 82.7%+8.2pp | 78.2%+12.7pp | 80.3%+10.6pp |
| Annual return | 19.43% | 61.37%-41.9pp | 64.87%-45.4pp | 551.28%-531.9pp |
| Employer contribution / active EE | $2,577 | $5,317-51.5% | $4,676-44.9% | $4,663-44.7% |
| Participant deferral / active EE | $5,285 | $6,466-18.3% | $5,629-6.1% | $6,691-21.0% |
| Admin fee / account holder | $11,329 | $19,316-41.3% | $15,914-28.8% | $13,402-15.5% |