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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,575 | $100,125-36.5% | $81,482-22.0% | $145,978-56.4% |
| Participation rate | 33.3% | 74.2%-40.9pp | 69.5%-36.2pp | 80.3%-47.0pp |
| Annual return | 19.78% | 34.44%-14.7pp | 24.79%-5.0pp | 550.52%-530.7pp |
| Employer contribution / active EE | $1,480 | $2,977-50.3% | $2,463-39.9% | $4,662-68.3% |
| Participant deferral / active EE | $1,907 | $4,609-58.6% | $3,885-50.9% | $6,690-71.5% |
| Admin fee / account holder | $732 | $8,198-91.1% | $5,761-87.3% | $13,400-94.5% |