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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,300 | $88,585-55.6% | $69,884-43.8% | $134,532-70.8% |
| Participation rate | 22.7% | 74.9%-52.2pp | 70.5%-47.8pp | 81.2%-58.5pp |
| Annual return | -10.81% | 442.80%-453.6pp | 190.81%-201.6pp | 418.27%-429.1pp |
| Employer contribution / active EE | $839 | $3,235-74.1% | $2,560-67.2% | $4,741-82.3% |
| Participant deferral / active EE | $1,286 | $4,770-73.0% | $3,848-66.6% | $6,401-79.9% |
| Admin fee / account holder | $497 | $10,441-95.2% | $6,266-92.1% | $11,429-95.6% |