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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,052 | $57,305+217.7% | $86,640+110.1% | $75,173+142.2% |
| Participation rate | 62.0% | 63.2%-1.2pp | 71.7%-9.7pp | 67.2%-5.2pp |
| Annual return | 14.02% | 2674.24%-2660.2pp | 592.52%-578.5pp | 160.72%-146.7pp |
| Employer contribution / active EE | $3,530 | $2,316+52.4% | $3,024+16.7% | $2,671+32.2% |
| Participant deferral / active EE | $6,930 | $3,320+108.8% | $4,438+56.1% | $4,126+67.9% |
| Admin fee / account holder | $5,788 | $4,116+40.6% | $5,616+3.1% | $5,651+2.4% |