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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,965 | $60,128+177.7% | $90,440+84.6% | $79,852+109.1% |
| Participation rate | 71.1% | 65.0%+6.1pp | 72.7%-1.6pp | 69.6%+1.4pp |
| Annual return | 13.18% | 71.95%-58.8pp | 1294.38%-1281.2pp | 31.72%-18.5pp |
| Employer contribution / active EE | $3,681 | $2,068+78.0% | $3,263+12.8% | $2,471+49.0% |
| Participant deferral / active EE | $6,689 | $2,939+127.6% | $3,964+68.8% | $3,740+78.8% |
| Admin fee / account holder | $1,529 | $3,977-61.6% | $5,615-72.8% | $5,306-71.2% |