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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,625 | $72,404+19.6% | $110,243-21.4% | $64,173+35.0% |
| Participation rate | 47.6% | 73.3%-25.7pp | 79.8%-32.2pp | 69.6%-22.0pp |
| Annual return | -6.95% | -6.29%-0.7pp | 314.76%-321.7pp | 7.63%-14.6pp |
| Employer contribution / active EE | $0 | $2,282-100.0% | $3,827-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $4,794 | $3,469+38.2% | $4,672+2.6% | $3,470+38.2% |
| Admin fee / account holder | $1,246 | $5,664-78.0% | $8,548-85.4% | $4,887-74.5% |