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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,773 | $78,707+5.2% | $117,861-29.8% | $70,126+18.0% |
| Participation rate | 57.1% | 73.2%-16.0pp | 79.7%-22.5pp | 69.5%-12.4pp |
| Annual return | 12.59% | 23.30%-10.7pp | 335.11%-322.5pp | 73.15%-60.6pp |
| Employer contribution / active EE | $0 | $2,223-100.0% | $3,786-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $4,451 | $3,297+35.0% | $4,482-0.7% | $3,332+33.6% |
| Admin fee / account holder | $95 | $5,066-98.1% | $8,021-98.8% | $4,645-97.9% |