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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $652,573 | $178,174+266.3% | $156,181+317.8% | $137,256+375.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 8.01% | 84.19%-76.2pp | 64.87%-56.9pp | 220.34%-212.3pp |
| Employer contribution / active EE | $330 | $4,972-93.4% | $4,294-92.3% | $4,156-92.1% |
| Participant deferral / active EE | $9,667 | $6,888+40.3% | $6,132+57.6% | $6,407+50.9% |
| Admin fee / account holder | $4,271 | $17,404-75.5% | $14,586-70.7% | $12,270-65.2% |