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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,050 | $100,003+69.0% | $146,685+15.2% | $85,856+96.9% |
| Participation rate | 72.7% | 73.1%-0.3pp | 80.1%-7.3pp | 69.3%+3.4pp |
| Annual return | 10.13% | 18.93%-8.8pp | 22.75%-12.6pp | 318.58%-308.5pp |
| Employer contribution / active EE | $2,857 | $2,559+11.7% | $4,137-30.9% | $2,565+11.4% |
| Participant deferral / active EE | $9,122 | $4,006+127.7% | $5,507+65.7% | $3,952+130.8% |
| Admin fee / account holder | $2,088 | $7,704-72.9% | $10,281-79.7% | $6,261-66.6% |