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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,409 | $72,404+69.1% | $110,243+11.0% | $64,173+90.7% |
| Participation rate | 68.2% | 73.3%-5.2pp | 79.8%-11.6pp | 69.6%-1.4pp |
| Annual return | -3.52% | -6.29%+2.8pp | 314.76%-318.3pp | 7.63%-11.2pp |
| Employer contribution / active EE | $2,825 | $2,282+23.8% | $3,827-26.2% | $2,381+18.6% |
| Participant deferral / active EE | $8,522 | $3,469+145.6% | $4,672+82.4% | $3,470+145.6% |
| Admin fee / account holder | $27,836 | $5,664+391.4% | $8,548+225.7% | $4,887+469.5% |