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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,702 | $89,367+50.7% | $141,191-4.6% | $72,975+84.6% |
| Participation rate | 87.2% | 75.1%+12.1pp | 82.5%+4.7pp | 69.5%+17.7pp |
| Annual return | 20.97% | 111.87%-90.9pp | 71.41%-50.4pp | 81.01%-60.0pp |
| Employer contribution / active EE | $7,215 | $3,115+131.6% | $4,736+52.3% | $2,440+195.7% |
| Participant deferral / active EE | $7,660 | $5,419+41.4% | $6,710+14.2% | $3,608+112.3% |
| Admin fee / account holder | $5,778 | $5,957-3.0% | $10,264-43.7% | $5,124+12.8% |