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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,615 | $76,551+68.0% | $123,894+3.8% | $62,881+104.5% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 6.00% | 18.68%-12.7pp | 47.52%-41.5pp | 20.14%-14.1pp |
| Employer contribution / active EE | $9,799 | $2,882+240.0% | $4,617+112.3% | $2,281+329.6% |
| Participant deferral / active EE | $4,495 | $4,840-7.1% | $5,984-24.9% | $3,203+40.3% |
| Admin fee / account holder | $12,137 | $4,826+151.5% | $8,357+45.2% | $4,296+182.5% |