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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,995 | $85,766+31.7% | $136,298-17.1% | $70,126+61.1% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 16.00% | 31.46%-15.5pp | 5156.27%-5140.3pp | 73.15%-57.1pp |
| Employer contribution / active EE | $16,000 | $2,966+439.4% | $4,696+240.7% | $2,343+583.0% |
| Participant deferral / active EE | $6,028 | $5,051+19.3% | $6,247-3.5% | $3,332+80.9% |
| Admin fee / account holder | $20,845 | $5,421+284.6% | $9,244+125.5% | $4,645+348.7% |