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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,157 | $190,879+52.5% | $160,009+82.0% | $134,532+116.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -46.68% | 552.63%-599.3pp | 408.85%-455.5pp | 418.27%-464.9pp |
| Employer contribution / active EE | $21,397 | $4,995+328.4% | $4,225+406.4% | $4,741+351.3% |
| Participant deferral / active EE | $24,246 | $6,924+250.2% | $6,183+292.1% | $6,401+278.8% |
| Admin fee / account holder | $949 | $10,495-91.0% | $8,715-89.1% | $11,429-91.7% |