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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,795 | $228,352+30.8% | $185,835+60.8% | $158,966+88.0% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 124.47% | 40.81%+83.7pp | 35.96%+88.5pp | 302.95%-178.5pp |
| Employer contribution / active EE | $0 | $4,967-100.0% | $4,087-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $23,561 | $6,416+267.2% | $5,633+318.2% | $5,983+293.8% |
| Admin fee / account holder | $413 | $11,867-96.5% | $9,502-95.7% | $11,250-96.3% |