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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,679 | $105,861+14.0% | $90,756+33.0% | $134,509-10.3% |
| Participation rate | 55.6% | 78.2%-22.7pp | 75.7%-20.1pp | 81.2%-25.7pp |
| Annual return | -17.28% | -10.99%-6.3pp | -12.16%-5.1pp | 418.13%-435.4pp |
| Employer contribution / active EE | $656 | $3,463-81.0% | $2,922-77.5% | $4,741-86.2% |
| Participant deferral / active EE | $2,930 | $5,217-43.8% | $4,565-35.8% | $6,400-54.2% |
| Admin fee / account holder | $4,978 | $13,938-64.3% | $8,445-41.1% | $11,427-56.4% |