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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,644 | $104,251-35.1% | $91,004-25.7% | $147,586-54.2% |
| Participation rate | 50.0% | 78.2%-28.2pp | 75.6%-25.6pp | 82.8%-32.8pp |
| Annual return | 14.00% | 27.06%-13.1pp | 4.60%+9.4pp | 578.59%-564.6pp |
| Employer contribution / active EE | $486 | $3,116-84.4% | $2,456-80.2% | $4,876-90.0% |
| Participant deferral / active EE | $2,507 | $4,195-40.2% | $3,548-29.3% | $5,439-53.9% |
| Admin fee / account holder | $15,474 | $8,948+72.9% | $5,417+185.6% | $10,886+42.2% |