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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,264 | $162,812-54.4% | $133,971-44.6% | $158,966-53.3% |
| Participation rate | 66.7% | 83.2%-16.6pp | 79.8%-13.2pp | 82.0%-15.3pp |
| Annual return | 15.94% | 41.94%-26.0pp | 45.09%-29.2pp | 302.95%-287.0pp |
| Employer contribution / active EE | $1,560 | $4,976-68.6% | $3,919-60.2% | $4,762-67.2% |
| Participant deferral / active EE | $2,732 | $5,910-53.8% | $5,047-45.9% | $5,983-54.3% |
| Admin fee / account holder | $2,612 | $11,741-77.8% | $8,929-70.7% | $11,250-76.8% |