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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,663 | $69,977-63.3% | $108,582-76.4% | $62,881-59.2% |
| Participation rate | 70.4% | 72.9%-2.5pp | 79.6%-9.2pp | 69.3%+1.1pp |
| Annual return | 5.64% | 10.73%-5.1pp | -51.70%+57.3pp | 20.14%-14.5pp |
| Employer contribution / active EE | $1,308 | $2,135-38.7% | $3,758-65.2% | $2,281-42.7% |
| Participant deferral / active EE | $1,835 | $3,165-42.0% | $4,311-57.4% | $3,203-42.7% |
| Admin fee / account holder | $4,230 | $5,076-16.7% | $7,645-44.7% | $4,296-1.5% |