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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,985 | $152,612-70.5% | $125,192-64.1% | $152,897-70.6% |
| Participation rate | 68.4% | 83.3%-14.9pp | 79.8%-11.4pp | 82.5%-14.0pp |
| Annual return | 20.27% | 54.85%-34.6pp | 43.79%-23.5pp | 345.43%-325.2pp |
| Employer contribution / active EE | $1,978 | $4,947-60.0% | $3,866-48.8% | $4,764-58.5% |
| Participant deferral / active EE | $3,389 | $5,868-42.3% | $4,937-31.4% | $5,851-42.1% |
| Admin fee / account holder | $2,247 | $13,437-83.3% | $9,704-76.8% | $11,599-80.6% |