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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,224 | $105,856-62.9% | $90,161-56.5% | $147,586-73.4% |
| Participation rate | 75.0% | 79.7%-4.7pp | 76.9%-1.9pp | 82.8%-7.8pp |
| Annual return | 10.52% | 37.63%-27.1pp | 34.89%-24.4pp | 578.59%-568.1pp |
| Employer contribution / active EE | $2,337 | $4,126-43.4% | $3,318-29.6% | $4,876-52.1% |
| Participant deferral / active EE | $6,919 | $5,733+20.7% | $5,287+30.9% | $5,439+27.2% |
| Admin fee / account holder | $327 | $8,046-95.9% | $5,943-94.5% | $10,886-97.0% |