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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,203 | $96,558-68.7% | $80,977-62.7% | $273,972-89.0% |
| Participation rate | 71.4% | 79.1%-7.7pp | 75.8%-4.4pp | 83.0%-11.6pp |
| Annual return | 7.52% | 15.14%-7.6pp | 17.11%-9.6pp | 41.46%-33.9pp |
| Employer contribution / active EE | $1,651 | $4,869-66.1% | $3,715-55.5% | $4,869-66.1% |
| Participant deferral / active EE | $5,235 | $6,598-20.6% | $5,696-8.1% | $5,287-1.0% |
| Admin fee / account holder | $2,455 | $7,493-67.2% | $5,517-55.5% | $10,133-75.8% |