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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,308 | $100,003-12.7% | $146,685-40.5% | $85,856+1.7% |
| Participation rate | 87.2% | 73.1%+14.1pp | 80.1%+7.1pp | 69.3%+17.9pp |
| Annual return | 13.10% | 18.93%-5.8pp | 22.75%-9.6pp | 318.58%-305.5pp |
| Employer contribution / active EE | $0 | $2,559-100.0% | $4,137-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $3,896 | $4,006-2.7% | $5,507-29.2% | $3,952-1.4% |
| Admin fee / account holder | $2,011 | $7,704-73.9% | $10,281-80.4% | $6,261-67.9% |