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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,039 | $110,137-31.9% | $161,149-53.4% | $82,637-9.2% |
| Participation rate | 94.4% | 72.4%+22.1pp | 78.8%+15.6pp | 68.1%+26.4pp |
| Annual return | 12.05% | 20.69%-8.6pp | 21.16%-9.1pp | 53.51%-41.5pp |
| Employer contribution / active EE | $10,325 | $2,856+261.5% | $4,360+136.8% | $2,552+304.6% |
| Participant deferral / active EE | $3,540 | $4,575-22.6% | $6,153-42.5% | $4,126-14.2% |
| Admin fee / account holder | $16,384 | $9,467+73.1% | $15,194+7.8% | $7,339+123.2% |