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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,164 | $82,630-32.0% | $64,105-12.4% | $125,389-55.2% |
| Participation rate | 93.3% | 75.9%+17.5pp | 68.2%+25.2pp | 83.2%+10.1pp |
| Annual return | 5.02% | 1489.72%-1484.7pp | 791.24%-786.2pp | 282.24%-277.2pp |
| Employer contribution / active EE | $0 | $2,671-100.0% | $1,820-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $5,360 | $3,608+48.5% | $2,822+90.0% | $5,352+0.2% |
| Admin fee / account holder | $6,542 | $6,382+2.5% | $4,499+45.4% | $9,541-31.4% |