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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,273 | $109,967-1.5% | $97,197+11.4% | $145,877-25.8% |
| Participation rate | 61.1% | 76.0%-14.8pp | 72.7%-11.6pp | 80.3%-19.2pp |
| Annual return | 12.46% | 244.27%-231.8pp | 75.47%-63.0pp | 551.28%-538.8pp |
| Employer contribution / active EE | $2,099 | $3,077-31.8% | $2,723-22.9% | $4,663-55.0% |
| Participant deferral / active EE | $3,962 | $4,676-15.3% | $4,263-7.1% | $6,691-40.8% |
| Admin fee / account holder | $56,348 | $6,199+809.0% | $5,637+899.6% | $13,402+320.4% |