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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,820 | $156,963-14.1% | $121,204+11.2% | $139,466-3.3% |
| Participation rate | 64.7% | 76.5%-11.8pp | 69.5%-4.8pp | 80.3%-15.6pp |
| Annual return | 18.67% | 1476.75%-1458.1pp | 987.18%-968.5pp | 373.66%-355.0pp |
| Employer contribution / active EE | $1,680 | $5,544-69.7% | $4,170-59.7% | $4,754-64.7% |
| Participant deferral / active EE | $4,639 | $4,848-4.3% | $4,083+13.6% | $6,712-30.9% |
| Admin fee / account holder | $16,166 | $6,953+132.5% | $5,651+186.1% | $11,409+41.7% |